Coverage for All Commodities

Insure all crops and livestock under a single streamlined policy.

Whole Farm Revenue Protection Insurance from FBN^®

Whole Farm Revenue Protection (WFRP), a federal crop insurance product, provides coverage for all crops and livestock on a farm under one policy.

WFRP is designed to provide a safety net for farmers who have diversified or expanding operations, helping them protect against low yields, low prices or a combination of both. Standing alone as an independent policy or acting as an umbrella to an MPCI policy, WFRP policies are eligible to cover all commodities and, in some cases, can also enable farmers to access increased credit. This policy is available to farmers in all 50 states.

Offering WFRP, along with a complete suite of other federal and private crop insurance products designed to effectively manage risk in your ag operation, FBN Insurance takes a Farmers First^® approach to insurance coverage. Our agents, who focus exclusively on crop and livestock insurance, use proprietary tools and a diverse FBN dataset to develop personalized policies designed to protect your operational priorities: your farm and your profits.

What Is Whole Farm Revenue Protection?

A federal crop insurance product, WFRP protects farmers against losses of expected farm revenue in a single insurance policy. WFRP is tailored for any farm with up to $17 million in insured revenue, including farms with specialty or organic commodities, or those marketing to local, regional, specialty or direct markets.

WFRP protects your farm against the loss of farm revenue that you earn or expect to earn from:

Commodities you produce during the insurance period, whether or not they are sold
Commodities you buy for resale during the insurance period
All commodities on the farm except for timer, forest and forest products, and animals for sport, show or pets

It also provides replant coverage:

For annual crops, except those covered by another federal crop insurance policy
Equal to the cost of replanting up to a maximum of 20% of the expected revenue
When 20% or 20 acres of the crop needs to be replanted

Farmers can insure 50-85% of their calculated Allowable Revenue with an WFRP policy. (Allowable Revenue is the lessor of the Current Year Expected Revenue vs. Historical Revenue, which is the average five-year Schedule F Revenue.) Coverage is provided for the duration of the producer’s tax year (the insurance period), and WFRP claims are settled after taxes are filed for the insurance year.

How Does Whole Farm Revenue Protection Work?

In the event you experience a season with low yield, WFRP can help protect your revenue by providing coverage for the difference between your actual revenue and your revenue guarantee. The revenue guarantee is based on your historical farm revenue, and takes into account the revenue from all of your crops and livestock.

If your actual revenue falls below your revenue guarantee, you may be eligible for an indemnity payment to help make up the difference. The amount of the payment will depend on the level of coverage you choose and the amount of loss you experience.